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Dark Circles is the winner of seven prestigious international awards. From the author of The Death Wizard Chronicles comes a new adventure suitable for teens and adults. Do You Believe in Magic? is book 1 of Dark Circles, a teen adventure fantasy trilogy for readers 13 and older. This is a fascinating coming of age series for fans of J.K. Rowling, Neil Gaiman, and Brandon Sanderson. Book 1: Do You Believe in Magic? (May 25, 2023). Book 2: Do You Believe in Monsters? (Oct. 30, 2023). Book 3: Do You Believe in Miracles? (April 21, 2024). Book 1 synopsis: After discovering a magical waterfall deep in the forest, a boy and his dog embark on an epic adventure in a fantastical world filled with monsters and magic. In the real world, Charlie is a 13-year-old nerd picked on by bullies. But in the fantasy world, he becomes a wizard wielding formidable powers. Standing in his way is a vile monster bent on destruction. Only those with a hero’s heart will have the courage to stand at Charlie’s side when the war begins.

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The Summers family always chose somewhere special to spend their Christmas holiday instead of at home. Every year their holiday vacation destination was different and determined by each of their Christmas wishes. Hannah and her children loved their Christmas holiday tradition even though it was never easy for everyone to be completely satisfied and this year was no different…or was it? Daniel Summers quickly offered to handle the arrangements for their upcoming Christmas holiday vacation. He knew his mother was surprised and maybe even a little suspicious about his offer to find a place that fulfilled all of their Christmas wishes which was never easy since they were often as different as they could possibly be. His sibling’s requests weren’t a big surprise nor was his mother’s wish for a week of peace and quiet. Finding all of them in a single location wasn’t going to be simple or easy but he had plan and it started with his own personal wish of how to spend the holiday vacation this year.

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Best Book of the Year 2023 – Indies Today. Asher of Steel Rim is an outcast dragon rider who steals from nobles to help save what remains of his family. But, when one particular job catches the eye of a band of magi outlaws, they want to recruit him for his biggest job yet: to steal a true dragon egg. It might be the opportunity he’s been waiting for. Not just to gain riches, but to get revenge on the head of the Mage Hunters—The Black Valkyrie.

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A kidnapping in London, a disappearance in Beijing… the past is catching up with the future for her. Nancy Wu, the renowned lawyer and Queen’s Counsel, has lent her formidable skills to DCI Pole and Scotland Yard for many years. It is high time she directs her exceptional mind to solving a cold case that has been haunting her for far too long… her father’s disappearance from Beijing 30 years ago. When her young friend Ollie, a genius biotech researcher, is kidnapped, drugged, and left for dead in London, she joins forces with Pole to find the culprit. As the links between the two cases become entwined and evidence points to a China connection, MI6 and The CIA show an unexpected interest in helping her and Pole solve the cases. But people around Nancy are starting to get hurt. How much will she sacrifice to get to the answers she seeks? BLOOD DRAGON is the first gripping book in the NANCY WU CRIME THRILLER series and a standalone book. If you like gritty heroines with a lethal mind, surprising twists and turns that will keep you guessing, then you’ll love Freddie P Peters’ startling crime thriller.

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The paper is stiff and brittle with age as Kate unfolds it with trembling hands. She gasps at the pencil sketch of a rippling waterway, lined by tall buildings, curving towards the dome of a cathedral. She feels a connection deep in her heart. Venice. England, 1941. When Kate Arden discovers a secret stash of drawings hidden in the pages of an old volume of poetry given to her as a baby, her breath catches. All her life, she has felt like an outsider in her aristocratic adoptive family, who refuse to answer any questions about her past. But the drawings spark a forgotten memory: a long journey by boat… warm arms that held her tight, and then let go. Could these pictures unlock the secret of who she is? Why her mother left her? With war raging around the continent, she will brave everything to find out.

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Tides is a mythology-inspired dark fantasy featuring morally grey characters and epic quests perfect for fans of The Witcher, The Sandman, and Game of Thrones. Rona didn’t ask to be brought back from the dead. Now that she’s back, she’s angry enough to raise hell. It’s a good thing, too, because hell is coming. When the creature Adem dragged Rona back through the Underworld to Terath, the barriers between the realms shattered, and now demigods are breaking free. Demigods determined to take down the gods and replace them. Terath is still ravaged from the previous wars between the gods and the demigods, and may not survive another. Already, a powerful sorcereress is working to organize the demigod rebels and harness their rage. But Rona refuses to watch her world be destroyed a second time. Which means Rona must come to terms with the life she’s been dragged back to, and quick. She has no time for the horrific visions of the demigod she once loved, or the way he slowly went made as their love broke his connection to his goddess.

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If a wall isn’t there to protect you, you’re just contained. For Ellis Avi and the citizens of Idyll, the skyscraping wall surrounding the city has kept them safe for sixty years. But peace comes at a cost. After a failed rebellion within their walls, the history of Idyll is as permanent as the marks on their skin. Every class was marked, but the spotted faces of the Estranged serve as a constant reminder of the plague and an apology for the rebellion. For decades, the Honour of the Markings upheld peace within the walls of Idyll. However, the whole system topples when Ellis’ father, the king, is murdered at a wall ceremony. With a killer on the loose, the Estranged are pegged as traitors. When Section 56 is banished, Ellis doesn’t know if anyone will survive. If Ellis can’t find the killer and convince his uncles otherwise, an entire race will be exiled. When he finally figures out the truth, Ellis is willing to risk it all.

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For fans of Carl Hiaasen, Janet Evanovich, and Harper Lin’s Granny series comes a quirky and clever tale about grandmas, good times … and grand theft? Griffin Beckett is fresh out of a job—and luck. Her family just put her in charge of going to Florida to retrieve her grandma Marge Flanders, who’s ditched her former life in Oklahoma to move in with the “canasta team” she met on a recent senior’s cruise. When Griffin finds a giant diamond in their bachelorette pad’s shag carpet, it doesn’t take her long to deduce that the three partying septuagenarians, known as the Blingsters, could be up to no good, might possibly be jewel thieves, and are most definitely corrupting her dear innocent G-ma. Hosting all-night ragers and shopping for more party gowns than you can shake a cane at, Marge is having too much fun to consider leaving. And even though Griffin’s in no hurry to get back to her annoying husband and jobless future, when her crafty grandma gives her the slip at the airport, she knows she’s in way over her head. Desperate for help, she calls in her other grandmother, Delphine—who may or may not be a retired super spy.

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Professor Ellie Matthews swore she would never set foot in another crime scene—but if she doesn’t find this predator, she and her students will never be safe. Ellie Matthews’ life changed the day she discovered that the brutally dismembered Jane Doe she’d been examining for a month was her estranged mother. In one instant her career as a celebrated criminalist was over and her new life as a quiet academic began. But her tentative peace is shattered when the body of a female student is discovered on college property and a close colleague is named the key suspect. Ellie watches in disbelief as evidence begins to pile up against her good-natured friend and whispers of salacious affairs and toxic secrets spread. When the murder investigation takes a terrifying turn, Ellie is compelled to help, reassuring herself that this is just a job—it isn’t personal. But as she races to make sense of the evidence, a predator with everything to lose circles closer, and Ellie is in the crosshairs.

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Buckle Up, Curious Minds! Prepare for a roller coaster ride through the world of weird, wacky, and wonderful facts with “Incredible Facts For Inquisitive Minds: Mind-Boggling Facts About Science, History, Pop Culture & The Weird World We Live In”. Get Ready To Uncover: Why Einstein always took naps with a spoon in his hand. The scientific explanation for why cats purr. The reason Beethoven used exactly 60 beans for his cup of coffee. How astronauts use the loo in zero gravity. The loudest sound ever recorded in history. Why Nikola Tesla was obsessed with the number 3. A special jellyfish that can live…forever. Here’s a Sneak Peak Into Some of the INCREDIBLE Chapters Included: Inventions You Never Knew Existed. Eccentric Quirks of Brilliant Minds. Secret Operations You Didn’t Know Happened. A Look into the Secret World of Monarchies. Unusual Habits of World-Class Athletes. Weird & Wonderful Animals. Dictators & The Dark Side of Power. And much, MUCH more!

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A cyber security expert’s guide to preparing your children for the online world. Preparing children for the promises and dangers of social media and having nearly unlimited access to the outside world has become a challenge we cannot afford to ignore, and it requires more than protecting our passwords or filtering harmful content. It’s about learning to develop wisdom, trust, and communication skills when spending time on digital media. And it’s something both children and parents need to learn – together. In The Cyber-Safe Child, Netzer Shohet distills over two decades of experience in the cybersecurity industry into the most comprehensive guide on online safety to date. Using his own hands-on experience helping children become more cyber-safe, he guides parents along the entire process, from the basic terms every child must know to empathy-building exercises, how to address online bullying, and the importance of having red lines. Essential and actionable, The Cyber-Safe Child is a must-read, contemporary guide for parents who want to make sure their children are safe to take on the world – both on and offline.

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1883 meets the story of Job in this Western historical epic where the fires of adversity forge the steel of the human spirit. In the second installment of the gripping This Hallowed Ground series, Mac’s journey takes an unexpected and perilous turn. Settled on their Georgia land, Mac and Ester eagerly await the arrival of their first child, blissfully unaware that shadows from Mac’s past are closing in. The tranquility shatters when a sinister revelation rocks their idyllic life—a townsperson correctly identifies Mac as a wanted Civil War criminal and Union army deserter. With danger at their doorstep, the couple is forced to flee, embarking on a treacherous odyssey that will test their love and resilience to the utmost. Determined to escape the relentless pursuit of authorities, Mac makes a fateful decision to return to the vast and savage West, hoping to reunite with what remains of his Lakota tribe. Little do they know that their journey will become a harrowing saga of survival. In Scorched Earth, readers will be swept away by the unforgiving landscapes of the American West and the resilience of a love tested by the fires of adversity. Will Mac and Ester find sanctuary, or will the echoes of their past forever shape their destiny?

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What happens when the daughter and son of two rival businessmen fall in love? Miss Charlotte Campbell is the daughter of Viscount Campbell, a ruthless businessman working in the textile industry. She barely had a first Season as her family was called away to tend to her sick grandmother who fell seriously ill just after she made her come out. Charlotte is now set to attend her second Season where she’s expected to wear dresses promoting her father’s business. Charlotte attends a soiree and catches the attention of a strikingly handsome gentleman. But little does she know the gentleman is the son of her father’s arch-rival. Mr. Jeremy Turner will do almost anything to save his father’s failing textile company. What he doesn’t plan on is being captivated by the enchanting and beautiful Charlotte—the daughter of the man who betrayed his father many years ago. Jeremy is well aware that he should keep his distance from Charlotte. But there’s no turning back when Jeremy saves Charlotte from a near-death experience!

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Military scientist Rydel Scott has discovered time travel. He also believes he’s received a message from God. The message: go back in time and save Jesus Christ from being crucified. When a secret mission involving one of his inventions goes horribly wrong, Rydel obsessively tries to learn what caused the system failure and, in doing so, stumbles upon a physics-bending ability to travel through time. Overworked and massively sleep-deprived, Rydel believes he has received a message from God—save God’s son. And the man of science embarks on a world-changing quest to rescue Jesus. As he covers his tracks to journey back undetected, he neglects to factor in the consequences of a devastating butterfly effect. And he’s terrified to discover The Unit, a highly-trained team of elite soldiers, is hunting him down to stop him from making choices that could upend all of human history. Will The Unit find Rydel before he alters the past? And, if they find him…

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For a company that mines asteroids, discovering a shortcut to 61 Cygni and its untapped resources should be good news, right? Dek Conrad knew better. He had kept his small company under the radar for decades. He had to. His company was a twentieth the size of the megacorporations. But his discovery put Conrad in the crosshairs of the biggest of those megacorps, TCP. TCP would stop at nothing, absolutely nothing, to get Conrad’s find. And he can’t just sell it to them. Because Conrad’s guarding a secret. His entire company is guarding a secret. A secret so important, they’re willing to die to protect it. And TCP is about to make them prove it.

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Sometimes the past does not let go. Daniel Dodson, a gifted psychiatrist, finds himself presented with a mysterious new patient. The world of swords and magic Tenai so vividly remembers obviously can’t be real. The deadly enmity and long war that left such deep emotional scars plainly symbolize something else. But perhaps Daniel can use the signposts of her imagined past to aid Tenai in moving forward into a new life in the real world. Daniel’s hopes seem to be fulfilled … until Tenai’s enemies pull her back into her own world. Daniel, pulled with her into a world where magic lies waiting within every deep shadow and every flickering candle flame, finds himself struggling to protect himself, his daughter Jenna, and Tenai herself in a battle against hidden enemies. Forced into unwilling cooperation with these enemies, Daniel must find a way to defy their plans, protect his daughter, and help Tenai overcome the shadows of her past — before it’s too late.

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Isolated on a remote river. Hunted by weaponized animals. Will anyone make it out alive? It had been a rough five years for Memphis Police Officer Jake Jessup. Blaming himself for the death of two partners, a divorce, and almost losing his job, the three-day canoe and kayak trip in the Ozarks sounded like the perfect way to reconnect with family and friends, and to put old demons to rest. What he found instead was a new set of demons, only these were real… and deadly. A float turns tragic for a group of boaters when a secret military project escapes into the Ozark Mountains of West Arkansas. But the people behind the project may turn out to be an even bigger threat than those with four-legs. They’re going to wish it was just a banjo player in the woods.

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Jessica Norton is a woman on the run, a sensational lead item on the nightly news. Jon Harper is a grieving father whose life has crumbled over the death of his young daughter. When Jon picks up Jess hitchhiking on a deserted Texas highway one rainy night, it pitches them both into the middle of a massive conspiracy. Wisdom Spring takes readers on a fast-paced, suspenseful ride along the highways of the U.S. and Canada, and into the far reaches of the Alaska wilderness. Pursued by a group of relentless killers, the two unlikely heroes must transition from helpless prey to proficient hunters, leading to a shocking discovery–one that threatens the very future of the United States.

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For college student Mia Stalis, the invaders—the beautiful, mysterious Krinar—are only stories on the news. Rumors about them abound: about their impossible strength and speed, their intentions toward Earth… their vampiric tendencies. None of it concerns her, though—until she catches Korum’s eye. Powerful and terrifyingly seductive, the Krinar leader will stop at nothing to possess her. Helplessly drawn to her magnetic captor, Mia is plunged into the dangerous, secretive world of the Ks and forced to choose between truth and lies, her people and her lover… her freedom and her heart.

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He’s flying home to confront his cheating wife. She’s running from her life in shame. Neither expected to fall in love 35,000 feet in the air. With my heart and reputation in ruins, I can’t afford to make another mistake. Boarding a flight to Seattle is supposed to give me a clean slate, but from the moment Cash Montgomery slides into the seat next to mine, I’m captivated by his steel eyes that see too much. I ache for this stranger in a way I’ve never ached for anyone. But I didn’t know he was married, and I sure as hell didn’t see the curveball fate had in store. My clean slate in Seattle isn’t so clean after all because my new boss is the man forbidden to me. And the only man I want. The only man I’ll do anything for, even if it means breaking the promise I made to myself when I fled my old life in shame.

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After years spent isolated in a lonely castle with her cruel husband, Raiya will do anything to escape… even make a deal with a demon. When Raiya’s husband imprisons a monster from the hells, she sees an opportunity to free herself and spite her husband at the same time. It’s said that demons are immensely powerful, halfway between mortals and gods. If Raiya can use her knowledge of rune magic to break the demon’s binding, he might agree to protect her from her husband while they escape together. That is, if he doesn’t decide to kill and consume her, instead. The demon only requires one thing in exchange—her body. Demons live off the fear and lust of mortals, which means that she’ll have to find a way to sustain him during their journey. There’s only one thing more terrifying than sleeping with a demon: falling in love with one. Demon Bound is a standalone fantasy romance set in the Ardani universe and has a Happily Ever After ending. This book is intended for adults and contains spicy scenes and violence. See the author’s website for detailed content information.

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They are both pretending to be someone else for the night. When Catherine Forster asks a handsome stranger to lead her out of the ballroom and into the Tremberley gardens, she hopes to glimpse its renowned Roman ruins…and maybe steal a kiss. But when she and her delectable escort are discovered in a scandalous embrace, Catherine is horrified to learn that she has been kissing John Breminster, heir to the man who ruined her family. Given that the Forsters are his sworn enemies, John had no choice but to walk away from Catherine that night. But he has never been able to forget their close encounter—and, even years later, still longs for her touch. Worse, when his father dies, John, now the Duke of Edington, finds himself with a problem that only Catherine can help him solve. Catherine agrees to aid him in his quest…for a price. On their journey, they soon begin to give into temptation, even as they uncover troubling revelations about the past. Will John and Catherine overcome this shared history? Or will its secrets tear them apart forever?

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You can’t cast shadows in darkness. It’s the start of my second year of graduate school at Hawthorne University. (I wasn’t canned, okay?) Bryce and our dean organize an orientation meeting to recruit witches. Yep, it’s time to teach Alondra’s “honors” program. Everything goes fine until that slithery snake-witch, Adder, barges into my home. She claims I’m cursing her master, Enora, haunting the dreams of her Abaddon coven. I’m not. Honest. But sometimes Alondra pops up inside me, acting outside of my control. We hold a séance to ask the ghost possessing me to go away. I don’t see ghosts or spirits. I see evil. But you know, it’s funny, no one else seems to. My sole mastery of necromancy might just be enough to protect Bryce and my unborn baby—or save my greatest adversary. Cadence Hawthorne returns in this sixth book in the Hawthorne University Witch series. Content Warning: Shadow Cast contains profanity, sex, adult situations and, of course, witchcraft.

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This remarkable dessert cookbook has 67 exciting recipes for desserts in jars. Yummy desserts including cakes, puddings, muffins, cobblers and cheesecakes are all made, stored and served in cute, retro-style Mason jars. With this book, Desserts in Jars: Easy Bake and No Bake Recipes, you will discover dozens of unique recipes to make in jars that can provide eloquent finishing touches to any meal, like: Caramel Apple Cakes. Oreo Cheesecake. Carrot Cakes with Creamy Frosting. Apple Crisp. Coconut Pecan Cakes. No Bake Pumpkin Pie. And many more.

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In the shadow of infidelity, where trust is shattered and hearts are broken, a glimmer of hope remains for those brave enough to embark on a journey of healing and rediscovery. “Why Wasn’t I Enough? And Other Questions About Affairs” by Jeffrey D. Murrah is not just a book; it’s a beacon of understanding and guidance for navigating the tumultuous aftermath of an affair. A Beacon of Hope. Within these pages, you will find heartfelt insights and strategies designed to answer the questions that haunt your thoughts in the quiet of the night: Why do affairs happen? Can a relationship emerge stronger after betrayal? How can we rebuild the trust that was lost? Jeffrey D. Murrah, with his compassionate voice and deep understanding of the human heart, offers a path forward for couples seeking to mend their bonds and rediscover the love that once united them. A Guide for the Wounded. This book is for the wounded, the seekers, the fighters, and the believers—for anyone who has ever wondered if their relationship can withstand the test of infidelity.

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Step into the heart of a tranquil highland parish nestled between the embrace of a loch and expanse of the sea where magic and adventure await. In “The Shadow That Endures,” readers are whisked to a realm where the bends of time and one’s desires and motivations are to be feared as much as any dragon or sword. Meet Ian MacDonald, a young man whose life takes an unexpected twist when he encounters a mysterious globe. As he unveils its secrets, he finds himself hurled into the multiverse, where medieval grandeur and rococo opulence await. In the crucible of honor and sacrifice, alliances are formed between dragons and mortals, yet from within the darkness, a path toward redemption and revelation remains. “The Shadow That Endures” offers more than a fantastical journey—it’s a narrative that weaves a tapestry of our own inner struggles and realities. As Ian’s odyssey unfolds, readers yearn to excavate their own truths, confront their own inner dragons, and grasp the promise of redemption and revelation that awaits.

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I never thought I’d have to kill a billionaire playboy. But here’s the thing: he’s a dragon shifter. At least, that’s the rumor. And dragons are dangerous—they burned my old town and thousands of people in it. I never wanted to become a hunter, but if I don’t deal with him, he could destroy this town. Did I mention I’m also his bodyguard? It’s a simple task: get close enough to the enemy and kill him. Thing is, nothing’s ever really simple with a dragon shifter, especially one as gorgeous and sexy as Chris. I want to kill him so badly, but that’s not the only temptation. Author’s Note: This is a stand alone series book with an HEA. Characters and events may overlap within the series though. Intended for mature audiences who love steamy romances! DRAGON ENEMIES-TO-LOVERS- Twenty years ago, a dragon shifter clan in Petrichor went rogue and set fire to the entire town, resulting in the deaths of thousands. In the wake of this infernal tragedy, the trajectory of the lives of the survivors—and some folk from neighboring towns—has been drastically altered, with humans and magical beings alike struggling to navigate their futures in the shadow of the ever-dreaded dragons, and some are unlucky enough to bump into them…

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Go Back to the Future where Downton Abbey meets Shadowhunters… We thought the battle for the Seer was over, but there’s a new threat vying for control of the Guardians. An old enemy who can now travel through time… Bella. I thought my days of wielding Sacred Stone powers were over. Then a strange portal appears in my dorm room and a couple from 1924 is asking for my help… To stop an old villain from controlling the Seer’s family tree and changing the future. If it means I have to navigate time portals, debutante balls, and speakeasies, so be it… Lucinda. Yesterday, my biggest problem was fighting my parents for control of my own destiny amid a sea of suitors. Then I witness a display of supernatural powers on the streets of New York. Have my Seer powers come early? I turn eighteen next month and have big plans for my future. It’s 1924 and women are slowly gaining their freedom. Even though I’m next in line to be the Seer, I want to control my own destiny. Except, there’s a new Lothario seeking my hand, and the boy next door trying to distract me. It’s all a game of cat and mouse. Can I navigate the sea of powerful suitors, and keep my burgeoning Seer powers a secret? I guess we’re about to find out… Century Portal is book 1 in a new YA time travel historical series by bestselling Urban Fantasy Academy author Barbara Hartzler. Think Downton Abbey meets Shadowhunters with some Back to the Future like time travel for teens and young adults.

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The Book of Joshua found in the Old Testament is well worth your time to study. It is not just about war and the invasion of Canaan by the Israelites. The story in the Book of Joshua is real history. History has a direction and a purpose. This study can give you a new perspective on this famous story in the Bible. For example: How to select leaders. The importance of “Telling the Story.” Who is God? Does God “fight” for us? Whose rules should we follow? Making good choices. Who are the Palestinians? What is special about “The land”?

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What could be better than a home-cooked meal? Maybe only a Armenian homemade meal. Do not get discouraged if you have no Armenian roots or friends. Maybe you heard for Georgian or Azerbaijani cuisine, but never tried Armenian? Now you can make Armenian food feast in your kitchen! This ultimate Armenian cookbook offers you 111 best dishes of this cuisine! From more famous lavash to more exotic gata dessert, this cookbook keeps it easy and affordable. All the ingredients necessary are wholesome and widely accessible. The author’s picks are as flavorful as they are healthy. The dishes described in this cookbook are “what Armenian grandmothers have made for decades.” Full of well-balanced and nutritious meals, this handy cookbook includes many low-carb options. Discover a plethora of benefits of Caucasians cuisines, and you may fall in love with cooking at home. Inspired by a real food lover, this collection of delicious recipes will taste buds utterly satisfied.

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A vicious attack. A life-changing bite. An oil company CEO at the crossroads, with only his beautiful frenemy for a signpost. Artem Bradford’s life in Dallas ends when a ‘mugger’ with sharp teeth turns him into a werewolf. Terrified of becoming a blood-thirsty killer, he flees to Montana, trying to get a grip on his new reality as a mythical monster. Jaci Moonbear has spent the last 7 years of her life hounding Artem online to protest the pipeline he plans to run through her tribe’s lands. It would destroy their Cheyenne way of life forever. Artem agrees to meet with an elder to discuss the issue. A mix-up with times, and his own instant attraction, convinces Artem that Jaci is his blind date. What happens when his lusty mistake is finally revealed? Jaci’s married to her career as an environmental lawyer. Yet the more time they spend together, the more the wildness in Artem speaks to her own secret shapeshifter nature. Can they take their first steps on a path to passion? Or will he put profit first and turn them into real enemies? Meeting is the taut first book in the Alpha Ascending paranormal romance series. If you like hunky heroes, strong heroines, and fated mates, you’ll love this wild cliffhanger.

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Previously published as Best Roth! A Beginner’s Guide to Roth IRAs, Employer Roth Options, Conversions, and Withdrawals by Keith Dorney. Roth IRA and 401(k)-Type Plan Options Explained. Investment vehicles like a Roth IRA and any 401(k)-type plan you may be offered should be part of your investment plan for financial independence. If you don’t have an investment plan for financial independence, A Beginners Guide to Roth IRAs and 401(k)-Type Plans will help you come up with one that minimizes your risk and maximizes your profits. Do you have a Roth option in your 401(k), 403(b), 457, or 401(a) at work? Not all employers offer a Roth option. (Some offer no option at all.) Take advantage, but you’ll still want to open and fund a Roth IRA for a variety of reasons. Take advantage of all the tax breaks afforded you. Why? Everything else being equal, you’ll earn a higher rate of return in tax-advantaged accounts than you would in regular taxable ones. As you invest over the years, returns are amplified by those advantages.

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In “The Art of Falling Up,” Allison Seller mixes personal stories, tough lessons, and spiritual insights to help guide you in turning tough times into opportunities for growth. It’s a must-read for women feeling stuck or who’ve faced trauma, not just giving hope but also real strategies for crafting a resilient and purposeful life. Allison brings humor and honesty, along with steadfast faith. She shows you how every setback can springboard you to something greater, helping you build a life that’s not just spiritually rich but also “WELLthy” in every way. Dive into her journey and discover how to “fall up” and embrace your most empowering life.

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